Understanding the Credit Card acceptance / declined process.
We are required to use various fraud detection security systems to verify that the card is being used by an authorized user.
Some of these methods include Address Verification Systems (AVS), Card Code Value (CCV) and other hidden Fraud Alert Systems.
There are many reasons that your credit card may be rejected.
The Credit Card Payment gateway will reject a card if:
1. You typed in the wrong Credit Card # or expiration date.
2. Billing address used is different from the Billing address on the credit card.
3. AVS is not supported by your card issuing bank.
4. Address information for cardholder is unavailable or not on file.
5. Lack of funds available on your account.
6. NON-US Card issuing bank cards will be rejected.
7. Gift Cards will be rejected since they have no AVS security features.
8. Your IP address is hidden, blocked or on a fraud alert list.
AVS - Address Verification Service
The Address Verification Service (AVS) is a security system designed to combat one of
the most common forms of online credit card fraud. AVS compares the billing address
information provided by the customer with the billing address on file at the customerís
credit card issuer. The payment gateway receives an AVS response code and then either
accepts or declines the transaction according to configured security settings.
Card Code Verification (CCV)
A customerís card code is a three- or four-digit security code printed on a credit cardís
signature panel in reverse italics, or following the full number on the front of the card.
Similar to AVS, Card Code Verification (CCV) compares the customerís card code with
the card code on file at the credit card issuer. The payment gateway receives the card code verification response code from the customerís bank and either accepts or
declines the transaction according to configured settings. Since the card code
should only be known to the person in possession of the physical credit card, these
additional numbers provide an extra measure of security against unauthorized credit
Credit card Pre-Authorized payments
What is a Pre-Authorized payment?
When you place an order with us we do not Capture the Funds until we ship your order.
A Pre-Authorization is a HOLD of the approved amount of the order.
Once the order is processed and shipped we CAPTURE the correct amount of the transaction that was shipped.
When a Credit Card is declined for security reasons (AVS or CCV problems) your bank may still place a Pre-Auth HOLD on those funds.
Declined Pre-Auth holds will be released by your bank in 1 to 7 days depending on the individual issuing bank's systems. We can not release Declined Pre-Auths since we do not have the order on our systems.
Unfortunately the Banks don't seem to care who actually uses your credit card since they are not liable for fradulent charges and will authorize almost anything.
Fraud protection is up to the customer keeping the CCV # secret and the merchant's security systems.
Every few days we have someone call us and says that there are multiple holds on their accounts.
If you are declined, STOP and contact us! Continuing to Click, Click, Click may cause multiple Pre-Auth HOLDS on your checking account funds!
Remember that Dedit Cards are NOT Credit Cards and may be rejected by the Credit Card Security, AVS system!
Declined charges may place Pre-Auth Holds on your checking account funds.
Gift Cards will be rejected by the Credit Card Security, AVS system!
Credit card declined ?
Credit Card Declined |
Warranty Policy |
APO/FPO Shipping |
Bulkpart - 4336 Helton Dr., Florence, AL 35630
Phone 256-767-2840 - Fax 256-767-2841
With over 8,000 items on the web site, there will be times when we are Out Of Stock on an item. We will try to find it from one of our partners' warehouses and If available we will email you. You will then have the option to have the item drop shipped directly to you, plus shipping, or we can cancel that Out Of Stock item and you will NOT be billed for that item.
We recommend that these transmission parts and accessories are installed by an automotive professional, with the proper tools and training. These parts are for professional use, these are not retail packaged products. Please go to the Sales Information page and read our warranty and company policy before you order. When purchasing from our web site or placing a phone order you agree to all of our terms, policy and limited warranty. Parts that are pre-packaged and sealed are NOT RETURNABLE once they are opened. No returns after 30 days. No returns allowed on Tools, Electronic parts and Technical manuals! Restocking and handling fee will be applied to all other returns. All torque converters are rebuilt. Part numbers that start with a U are USED parts!
Professional quality automatic transmission parts by Borg Warner, Alto, Transgo, Sonnax, TransTec, Dacco, Trucool and more!
Do not copy or distribute any pictures or data from this web site without our written permission.
Copyright 2009, 2010, 2011 Bulkpart.com
Bulkpart customers may use our web site for purposes of placing orders with Bulkpart But no permission is granted to any customer or other individual or entity to make use of the web site, data, part numbers, descriptions or prices to compete with Bulkpart in any way. This site and all its contents are the proprietary property of Bulkpart.